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Public liability insuranceWhen dealing with the public in any way, you should consider taking out public liability insurance. We can provide a quotation for this type of cover via our online quotation system. Insurance policy coverA public liability insurance policy will cover any costs awarded to a member of the public following injury or damage caused by you or one of your employees while carrying out your trade. A common example may be if you leave one of your tools of trade on the floor and your customer accidently trips over it injuring themselves. You may even trip over the same item yourself and while falling you may knock an ornament off a shelf causing it to smash. This would also be covered by the policy.The public liability insurance policy will also cover extra things involved in the claim such as hospital and legal fees. Although this cover is not compulsory, you may find that your client's may require proof of adequate cover before you work for them to ensure they are covered if you accidently injure them or damage their property. The cover gives you extra peace of mind knowing that if anything was to happen, you are insured. |
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