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Employers liability insurance
You could spend all day searching online for a comprehensive but cheap employers liability insurance policy in the UK or you could just complete one short quote form and sit back letting our automated system check a panel of competitive insurance companies on your behalf and providing you with a comparison of quotations. We understand how frustrating and frankly tedious is can be trying to get the best quote which is why we have focussed on providing one of the best online quote systems online to make sure you are provided with a superb insurance policy at a competitive price.
We understand that it is not always convenient for you to arrange your liability insurance(covering employees) within normal working hours which is why our quote system is actively running 24 hours a day to make sure you can obtain insurance instantly online using a credit or debit card regardless of the time of day. When applying for your employers liability insurance quote you will only need to complete a very short form which will outline details such as your occupation, the amount of employees you have and the level of indemnity you actually require.
You may not fully understand what employers liability insurance covers you for, the general idea of this type of liability insurance is to provide cover for injury, illness or death to anyone you employ (either directly or as a labour only sub-contractor). For example if you were in the painting and decorating industry and one of your employees was working on a ladder you supplied them with which then collapsed causing them to fall and injure themselves then they may hold you liable. This type of insurance differs from public liability insurance which would provide cover for injury or property damage you cause to a member of the public during the course of your occupation, usually you cannot get employers liability without having public liability.
Employers liability insurance in the UK is a legal requirement and failure to have this type of insurance in place if you have any employees can result in a daily fine which could ultimately bankrupt your business. Even if the law was to change we would still recommend you have this type of insurance in place to provide protection against your employees holding you liable for an injury they receive whilst working under your direction.